Will confess, she decided had to have another sit down discussion, explained I was done discussing, she wants debt free would set her up for success. Left that stew a few days meanwhile she spoke to her sis(Divorced) got her attorney's office number and had a Initial Free Hour consult(Told me Later) as to the Magic "D". Attorney noted she makes a decent income with benefits, has a 401K, has a Invested Annuity, her SS will be pretty close to where my own is and No children, so NO, will be NO magic Maintenance moneys, would be NO magic get part of my retirement as I had already taken a hit on my pension to give her that pension when pass which brought up my previous employer WILL NOT IN ANY FORM Whatsoever issue that pension to a Divorcee spouse and my own Life insurance policies could be changed to a alternate family member that she cannot contest. Her honest evaluation she loses any chance of eliminating working should we split before she turns 70, cannot afford a car replacement payment or a house as to Insurance or Taxes EVEN if paid for and still be able to eat. She will cool her outbursts as now along with the tax preparers notation that I earn double what she makes and that while sitting at home working on stuff, now knows she cannot go it alone. Really does want nice vacations and trips inside the US, let her poor judgement get in the way.