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Komatsu PC60-7: Yet ANOTHER Hydraulic Line Failure Today

Mark A Weiss

Senior Member
Joined
Jun 11, 2021
Messages
346
Location
Connecticut
I've passed the $10K mark on repairs in five years of ownership. Not likely I'll see a return on investment. Oh well. Was planning to sell and use the money to buy an Akiya (cheap house) in rural Japan and get a business investment visa. Alas, the new PM raised the visa requirements for deposits 6X, placing me out of the market entirely.
Yeah, when things shake too much, I slow down.
 

Mark A Weiss

Senior Member
Joined
Jun 11, 2021
Messages
346
Location
Connecticut
I wish I could, but the tax man won't let me! I need income! Or a cheaper country that speaks the two languages I understand, Japanese and English.

Right now, I think I need to find a certified appraiser to do an appraisal on my house that I can take with me to the April meeting with the Board of Assessment Appeals. These guys want quite a bit of money!
 

Welder Dave

Senior Member
Joined
Oct 11, 2014
Messages
18,026
Location
Canada
Your health is the most important! You could talk with realtors to get an idea what your place is worth and it won't cost anything. Talk to at least 3. Tell them you're considering selling. Should give a pretty close ballpark what they'd list it for.
 

Mark A Weiss

Senior Member
Joined
Jun 11, 2021
Messages
346
Location
Connecticut
Your health is the most important! You could talk with realtors to get an idea what your place is worth and it won't cost anything. Talk to at least 3. Tell them you're considering selling. Should give a pretty close ballpark what they'd list it for.
This is a self-built home. I built it in an unconventional way, with used barn lumber (old growth wood) in 1966.
About 30 years ago, I applied for a bank loan to pay off $29600 in back taxes and interest to the town, but was turned down by multiple banks. The appraiser said the house was a demolition case, given all the leaks, rot, mold, etc. and cited uninsurability as the reason the loan would likely be denied. I eventually got a close friend to bail me out that time.
So why not sell for the land value? Well, it's sitting on what became officially a wetland in 1976. No building within 150' of a stream, body of water, etc. I have a stream just 30' away, a pond directly behind the house and most of the land is swampy and under water in the wet season. Besides, even if I could get $50K for the land, it would cover little more than moving costs. There is no cheap land in the West anymore. I had hoped I could buy an Akiya (cheap house in rural Japan --annual property tax = $150US annually), but Japan's high bar to entry (education, large financial investment, job, financial sponsor/garantor, and now N2 level language requirement) put that option off the table. Besides, moving at my age and precarious health would kill me for sure.
I'm looking for an appraiser who can accept installment payments because I don't have $350 just sitting around. I'm hoping a professional appraisal would prove to the Board of Assessment Appeals that the house isn't worth anything, much less the ridiculous amount they have increased the structure valuation in excess of the land. I have a meeting with them in the beginning of April.
 

Welder Dave

Senior Member
Joined
Oct 11, 2014
Messages
18,026
Location
Canada
Maybe you are being charged high taxes to force you to move. They can't just kick you out unless they need the property for a new highway or something similar so they tax you to the hilt to try and force you out. Have seen that happen here when someone didn't accept the offer by the city to buy their property.

It sounds like all the issues with your non compliant home may have been contributing factors to your medical issues. A realtor wouldn't likely put a value on the house but would still have an idea what the property is worth. Even then it's only worth what someone is willing to pay. Realtors don't just sell homes. I hate to say it but you kind of set yourself up for your own problems.
 

HarleyHappy

Senior Member
Joined
Sep 30, 2020
Messages
3,420
Location
So NH
Occupation
Welder/Mechanic
Basically, unless he gets an extreme hardship discount, filling an abatement probably won’t do much.
Real Estate appraisals don’t really affect the tax amount from the town.
It’s not like the town saying it’s 500k and realistically it’s only worth 200k.
I have been through this before in Wolcott Connecticut.
They value the land separately and then the building value.
For my new house, I had to file an abatement for my first tax bill, as I had cleared less than originally proposed because I had to pay by the sq ft for disturbed land, to the DES, because the house and shop is within 150’ of a state river.
I don’t even want to post what the bill was for that and the Current Use penalty we paid.
We have people in town, trying whatever they can, to lower their tax bill.
Our town, is the largest land owner in the town. From tax liens and contracts with older homeowners, that couldn’t afford the taxes and the town gets their house after they pass.
Occasionally, they have a contract set up, so a sibling or relative can stay for X amount of time.
Make no mistake though, the town will get their money or the property, they will file a tax liens if they have to.
Our tax bill, just broke 8k this year and we are not very happy.
Right now, there is a bill in this state, trying to get some relief for older people that have no kids in school, helping them keep their homes.
Just the school impact fee, for me to get our occupancy permit was 6800 bucks.
Good luck.
I have 22 acres labeled as Current Use, to lower my taxe.
 

Mark A Weiss

Senior Member
Joined
Jun 11, 2021
Messages
346
Location
Connecticut
There's no highway coming through a mountain top here. So I'm sure there's no eminent domain thing going on. But it is still strange that the assessor (and now the mayor) have ceased communications when I press them on the question of WHY the dwelling went up 500% when it's in such poor condition, while the land just about doubled in assessment.
They just take properties when the taxes are delinquent. One can go a few years typically, before the four day advance notice of foreclosure gets sent.
It's really a shame that in America, a nation that boasts about how 'free' its people are, you can't truly own a home.
Meanwhile a nice little Akiya home in Japan came across my feed, boasting $150 annual property taxes... if only I had Japanese blood in me.
 

Welder Dave

Senior Member
Joined
Oct 11, 2014
Messages
18,026
Location
Canada
Here taxes are decided by an independent third party and you can talk to them or file an appeal if you disagree with their assessment. I lowered my taxes $500 with just a phone call. If yours went up 500% you should be able to appeal it. It does sound like they are trying hard to force you to leave.
 

Mark A Weiss

Senior Member
Joined
Jun 11, 2021
Messages
346
Location
Connecticut
Yes, that independent third party is to take the heat off the local assessor.. for us it is Vision Appraisal, out of Boston.
I got nowhere with the kid who answered my call. The conversation got heated and in the end, he hung up on me and filed a police report. Got a call from a local detective the following day.
Same thing happened with the Board of Assessment Appeals. Got nowhere, got angry, and the woman called the police.
This is now four times in 26 years that I've had to deal with the police over a tax issue.
If I didn't have a daughter who could inherit the place, I really wouldn't care at my age.
 

Mark A Weiss

Senior Member
Joined
Jun 11, 2021
Messages
346
Location
Connecticut
Somebody should be able to easily explain why your taxes are what they are and/or why they increased 500%.
They should, but for some reason when I press them on that point, they stop communicating with me. Something doesn't smell right. But then again, there's nothing desirable about this property that someone would want it.
 

HarleyHappy

Senior Member
Joined
Sep 30, 2020
Messages
3,420
Location
So NH
Occupation
Welder/Mechanic
If the police have been called on you a few times, because of your attitude on the phone, start a Go Fund Me, because you belong in Japan and I would probably donate, to help you relocate, a lot further from me!
LOL
 

Mark A Weiss

Senior Member
Joined
Jun 11, 2021
Messages
346
Location
Connecticut
I've lived here peacefully for 60 years, why would they want to force me out?
This isn't lakefront property. It's literally sitting on swampland and with the wetlands laws, it would be extremely difficult and costly to build here, if a permit could even be obtained. I have been in communication with the New England division of the EPA and was told that a builder would have to go through the Army Corps of Engineers as well as local and state regulatory agencies to obtain clearance to build in such a lot.

I'm in a lot of pain, so I've gotten to have a short temper. When it became clear that they weren't going to lower the assessment to something congruent with neighboring increases, I lost my temper. I've had to deal with cops four times in the past 25 years. In 2001, when they quadrupled my taxes, in 2010, and twice this year after a heated argument with Vision and again with the Board of Assessment Appeals.

A GoFundMe isn't going to make the Japanese government change the rules on immigration. Still need Y30M for a Business Manager Visa, plus living expenses, plus salaries for two full time Japanese employees, and N2 level Japanese language skills (enough to understand legal documents). Most people that go to Japan are in their 20s, have a Masters Degree and a sponsor/job lined up. I've not been able to find a single case of an 80+ year old obtaining residency in Japan.
 

HarleyHappy

Senior Member
Joined
Sep 30, 2020
Messages
3,420
Location
So NH
Occupation
Welder/Mechanic
Sir, with all due respect, getting so mad at the people that can’t actually help you, is an effort in futility.
As for delibitating pain, trust me, I know exactly where you’re coming from.
The Japanese move was my bad attempt at humor, I apologize!
You know where you live, I don’t but seeing as single wides on their own property are going for 250k+, the only recourse, is a hardship discount and to lower the assessment by way of abatement.
The way to do that is to get comps for lower property assessments, in your area, if you can.
I would be as open and honest as you can, or lie your poor ass off, if you can and any and all documentation and doctors assessments as well.
Then try and find someone with a Ticktock or YouTube account that will help document your situation and the towns lack of help, or lie convincingly enough, that they feel uncomfortable enough, they may listen to you.
I have moved 3 times in my life, because the taxes were higher than I was willing to pay.
What I have learned was, almost everyone pays, one way or another, whether it be school impact fees, sales tax, state income tax.
Doesn’t really matter, everyone pays one way or another.
I live down the road, from a guy that intentionally makes his house look like a squatters, pickers, junk house that’s crookeder than some politicians.
It’s a palace inside but his family pays for the shame of living in a dump.
My current state has whored itself out for decades for Massachusetts and the income made there.
These people, want every comfort of their own state and don’t mind if they or I or anyone else pays for it.
I swore 20 years ago, I wouldn’t pay 600 a month, for a paid off house, just for taxes. Now, I’m back and would be grateful for paying that 600 because now it’s a cool grand.
Just don’t break and become a Carl Draga, that was a sad situation, all around.
Guess this explains why some people want to live underground!
Good day and good luck.
Just remember, this is the US and not Canada, things are different here.
Where some think we have more freedoms, there are trade offs for that.
 

Mark A Weiss

Senior Member
Joined
Jun 11, 2021
Messages
346
Location
Connecticut
Understood, you were trying to cheer me up. I've been in the doldrums ever since that letter came in November.
The assessor is trying to find equivalent property, according to the mayor, who finally called me today, probably after I had my state rep phone him directly about this matter, and that's probably because my house isn't a cookie cutter construction, but built from used barn lumber using weekly paychecks to fund it.
My property apparently looked bad enough 30 years ago that a neighbor who doesn't even live on this road wrote a complaint letter to the town, saying the house should be demolished. I was unable to get that letter removed, even though I suspect it's written by a certain neighbor whose then 10 yo son put two rifle rounds through my picture window in March 1992. I called the cops, the kid was found and arrested (he was across the road vandalizing and shooting up an unoccupied cottage) and then I got an irate call from a neighbor 1/4 mile from me on the main road, saying the cops are putting his kid in juvenile court. Hearing it was my neighbor's kid and being a softie, I dropped the charges and the cops let him go. I could have gotten him on attempted murder charges, which is maybe what I should have done. Neighbor was so much more well off than me and seemed to consider me a scourge on 'his' neighborhood. That man is dead now. There's a curse that follows me, and it goes that anyone who gives me problems, dies an early, unexpected death. He developed a rapid cancer in 2006 and was dead just weeks later.
Today it would be considered a hate crime, what his kid did and writing that letter.
It's funny, but someone on a forum about leaving Connecticut said they moved to Belize and are happy there. So I did some research. House prices START at $150K and go to $2.5M. Uh, nope. That's at least 3X my net worth.
I see a lot of documentaries on the rapidly increasing homeless population and how towns and cities are criminalizing homelessness because it's becoming an ever-present problem.
Even the Mayor agrees that if I were evicted from my home, I would end up taking up space on someone else's land or public property, causing a law enforcement problem.
And then there's my autistic adult daughter (advice, don't have kids if you're over 50) who couldn't finish college and who remains chronically unemployed. I want her to at least be able to inherit this house. She'll have to figure out how to maintain and repair it, but it's better than being homeless the day I die and my reverse mortgage terminates. That's why I don't try to get a reverse mortgage. The other is the $650 appraisal fee and the likelihood that the bank would turn me down anyone once they know the condition of the property.
So I have that April 8 meeting with the BoAA and the mayor told me take lots of photos showing the problem areas. He wants to hear from me after that meeting to find out how it turned out. Good guy. I voted for him in the last 3 elections.
 

Welder Dave

Senior Member
Joined
Oct 11, 2014
Messages
18,026
Location
Canada
They might consider your property an eye sore and that is why they might try to force you out. What did you do for work in your younger days? Still don't understand the logic behind your wife needing a brand new car. There are thousands of good used cars at a fraction of the cost of new. A new car should have been pretty low on your list of essentials. I'd guess your daughter qualifies for some kind of assistance for having a handicap but not sure what is available in the US. Having a short temper will just make things worse. People won't want to deal with you. I feel bad for your situation but maybe you need to look at assisted living or something and sell your property. It's too much for you to deal with.
 

Mark A Weiss

Senior Member
Joined
Jun 11, 2021
Messages
346
Location
Connecticut
When I first got the property in '66, there was nothing up here. A forest fire had burned down the few vacation cabins that existed in 1965. That was one of the reasons why I built my house of asbestos, all exterior walls and some interior walls in furnace area and kitchen.
In my earlier days, I did everything from work for a bookseller, to typesetter (hot metal type), to running printing presses, to electronic technician. I also worked as an optical physicist specializing in LASERs for a company that built automated inspection systems. At one point, I worked for a company in the publishing dept as a technical writer. That was the early 80s, and I was one of the first to train on using some newfangled device called a "word processor" consisting of 8 molded plastic CRT terminals with keyboards and a CPU and hard drive the size of a washing machine. Then I saw my first Xerox Laser printer and that ignited my interest in typography. Then some tough times hit, I spent a few years battling alcoholism, lost nearly everything. In desperation, took a job at a paper mill in town for 3 years. Learned more than I ever wanted to about feminine napkin manufacture. Learned to drive a forklift at that job.
One day, I got bitten by their attendance policy and so I quit and decided to start my own typesetting business. For the next 6 years, I struggled to make a few thousand a year. Got one or two decent clients, and one of them was earning me $6400 a week, until they went bankrupt and left me out to dry. By the mid 90s, revived my old pirate radio hobby and started broadcasting Japanese music on FM. I was on AOL at the time and a local radio disc jockey was a listener and we became friends. He introduced me to a station cluster owner about 25 miles away. That guy had been listening to my station from his home in Wilton and was impressed with the technical performance of the station. We too became friends and he said, after seeing my home built transmitter, air chain, signal processing gear in person, that he knew a few station owners in need of a good engineer. So that started my broadcast engineering career for the next 17 years, in which I would put 80K miles a year on my car just servicing stations throughout New England.
In 1976, a development went in east of us. In 1991, someone built a house down the end of our private dirt cow path. In 2007, an elderly lady on the main road with 4 acres adjacent to me was tax foreclosed and the land sold to a developer for $50K in back taxes. He proceeded to bypass 2 acre zoning by making two of the five homes he was building "affordable" housing per state law. Those "affordable" homes were priced at $395K in 2008 when completed. Then some kids set the cottage across the road from me on fire. Eventually, the developer wanted that land too. He ended up buying that lot and building 3 more McMansions. Ugly things, very unsightly. The first people that bought the house across from me were trust fund babies, son of a CEO of a major big pharma company in Stamford. Kid had no visible means of support, didn't seem to ever go out/leave the house, drove a Tesla model Y when he did go out shopping. Figured the parents bought them the house to get them out of their hair.
My wife and I spent two years looking for another good deal on a used Mazda, like the one we got for my daughter 5 years ago for $5300. Have not been able to find anything like that since. Then the transmission went out on her 20 year old Explorer. The underside was rusted badly, and the mechanic told us it would be over $3K to fix the transmission, not worth it because too much other stuff about to fail on the vehicle.
At that point, she was in a panic to find another car, so we spent two weeks shopping for a reliable used car. Apparently Cash for Clunkers got rid of the good used cars. All that was available were used cars with price tags north of $30K. We looked at some Acuras (requirement of AWD and room for our family of 7 (inlaws plus us). All of the used cars we looked at didn't seem right. We shopped in two states and went to numerous dealerships, and also private owners.
Looked at Hyundais and Kias as well. Nothing felt right.
We were exhausted, sitting in the lot of a Hyundai dealer, and next to a Mazda dealer, when the wife said, "lets test drive a CX90" and so we did. And it was the first car we'd driven in 2 weeks of test driving countless cars that just felt right. Also, it was new, with a warranty, which meant she's not likely to get stranded on the side of the road and end up with towing and huge unplanned repair bills. I can't tell you how many times I got a call from her either on the way or coming home from work, "dear, my car stopped" and I drive out there to find out the timing belt broke, or the transmission won't go into gear, etc. Plus, at her age, I wanted her to have something nice for once. I remember 50 years ago, my mother lamenting to my father about driving around in old broken down cars all her life, and her mental health failing because she realized that things weren't going to get any better. I didn't want my wife going through that loss of hope. A nice car was the one thing she could enjoy in life. And with use not spending $7K a year on electricity, due to my DiY solar power generating system, we figured she could manage the payments as long as her job holds up.
Then I continued to have medical issues and new hospitalizations.
Then this revaluation came along, and, well, you know the rest.
I'm the sort that would go out of my mind if I were in an assisted living facility. In my mind, I'm still 16, if you know what I mean, I have the desire to build big subwoofers, shake the ground, play loud music, especially if it's pipe organ with 32' stops, and I like to create music and multimedia stuff. In 2009, I converted my listening room to a home theater. These things are close to my heart and are the things that keep me going, giving me reason to live.
Besides, assisted living is for well off people with a lot of savings. Mine were drained over the last 26 years by the tax collector.
 
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