After a business plan is made up, how difficult would it be to obtain financing on used equipment for a new business with lack of any credit/work history? I know it would be nice to rent first until you build up clientele and can have some numbers to show the lender but forestry mulchers aren't really rented out due to the beating they're prone to (at least that's what i've been told in my area). I would want the loan to be made through the business but even when it comes to my personal credit, I don't have much to show for. Just a year of credit card use and I got a $14,000 left on a loan for my duramax. Just graduated college 5 months ago. Got a good job with a local GC for now, but I'd rather get started on my own career path one day soon. Just fishin' for some thoughts. Thanks.